CONSTAR CREDIT UNION
LOAN RATES
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Do you need a Loan?

Personal Loans                   As Low as 12%
                     Up to $3000.00
employment          advance             max term
6 mos. to 1 year    $500.               6 month term
1 to 2 years          $1000.             12 mos. term
2 to 3 years          $2000.             18 mos. term
over 3 years          $3000.             24 mos. term
 
 

        New Vehicle Rate
             As Low As
4.0% APR for 60 months
3.5% APR for 48 months
3.0% APR for 36 months
 
maximum loan amount is
            $25,000.
up to 100% of amount
           due dealer
 
All Rates & Terms are Subject
to change.
Rates are based on Risk-Based Pricing
 
       Tips on Buying a Vehicle
1.  Get the loan Pre-Approved first
2.  Decide what you want, need
     and can afford
3.  Gather infomation on the vehicle
4.  Be flexible
5.  Take a test drive
6.  Have the vehicle checked out
 
 
Credit Reporting Tips
 
We may report information about your account to credit bureaus.
Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
 
As noted in Section 217 of the Fair and Accurate Credit Transactions Act of 2003.
Your credit report provides a glimpse of how financially responsible you are.  Maintaining a clean credit report is vital to your financial well being.  Negative information in your credit report will lower your credit score.  Your credit score can be reviewed by lenders, insurers, landlords and even potential employers.  With a low credit score you will be more likely to:
  • be denied future credit
  • be offered lower credit limits
  • pay higher rates on the credit you do receive

Please make your payments on time and always pay at least the minimum amount due to assure that negative information regarding your accounts with us will not appear on your credit report.

 

 

    
 

      Used Vehicle Rates
             As Low As
Current through 2 years old
             models
4.0% APR for 60 months
3.5% APR for 48 months
 
      3 to 4 year models
4.9% APR for 36 months
5.9% APR for 48 months
 
      5 to 7 year models
6.5% APR for 36 months
              Up to
100% of NADA Retail Value
 
Older Used models 8+ years
5.5% APR for 24 months
minimum loan $2000., up to
75% Kelly Blue Book Retail Value

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Prospective members are welcome to learn more about us by seeing your HR Rep or calling the Credit Union at (404) 696-9321.

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CONSTAR CREDIT UNION
P. O. Box 43923
Atlanta, GA 30336
Ph:(404) 696-9321
Fax:(404) 696-4221
constarcu@mindspring.com